HERE, msg global and SAP map the future of insurance
Using location services to help safe drivers lower their rates.Read more
Improve safety and contextualize driver behavior
The rapid adoption of telematics is transforming the insurance industry, including the products and services insurers can provide their customers. Billions of probe data points with driver behavior and location information are becoming available from mobile apps, OBDII ports/dongles, and connected vehicles. By using this data to understand real-time risks, road risks, and driver-behavior risks, insurers can facilitate improved real-time safety and develop accurate and profitable Usage Based Insurance (UBI) products.
HERE enables real-time safety improvements through the use of our Geocoder to accurately locate vehicles and drivers for e-Call, b-Call, roadside assistance, and stolen vehicle tracking and recovery. Mobile apps built on HERE Mobile SDKs can generate real-time safety alerts based on traffic, weather, road conditions, and speed limits to inform the driver and influence safer driving.
Accurate driver behavior analysis is enabled by using HERE Route Match Extension for matching observed driver locations to actual roads traversed and detecting illegal maneuvers. HERE Map data, HERE Traffic data and HERE Platform Data Extension can be used for enabling contextual driver behavior analysis for the development of UBI products, by comparing observed driving behaviors against multiple road features and attributes.
HERE provides a wide variety of capabilities that deliver value to insurers and insurance telematics solution providers.
Track and monitor the location of drivers and vehicles and push real-time alerts to drivers.
Obtain more accurate driver behavior analysis with with route matching, and use map and traffic data to analyze contextual driver behaviour for more predictive risk calculation and scoring.
Provide calculated behavioral scoring and post-trip driver feedback via a smartphone app to measure, analyze and visually display traversed routes. Increase customer engagement by providing mobile access to services that make customer journeys easier and more enjoyable.
HERE offers an up-to-date, high quality location platform and exceptionally fast map rendering for the insurance telematics industry.
HERE Platform for Businesshelps insurers increase real-time safety of its customers and better quantify riskGet more info
Add even more functionality to your application by accurately comparing observed driver behaviors against map features and attributes, and behavior of other drivers.
HERE Platform Extensions take business to the next level, enabling powerful solutions for insurance telematicsGet more info
Use HERE Mobile SDKs to provide accurate driver feedback, push safety alerts, and enable value-added services for positive customer engagement.
Learn howHERE Mobile SDKs can help you build innovative and engaging mobile appsGet more info